:root{--navy:#2D3B55;--navy-2:#354567;--navy-d:#232f45;--orange:#F26522;--orange-lt:#F58040;--orange-d:#D45510;--ink:#1c2536;--muted:#5c6b82;--line:#e4e8ef;--bg:#ffffff;--bg-soft:#f6f8fb;--radius:14px;--maxw:1160px;--shadow:0 10px 30px rgba(45,59,85,.08);--shadow-lg:0 20px 50px rgba(45,59,85,.14)}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}h1,h2,h3{line-height:1.22;letter-spacing:-.02em;color:var(--navy)}h2{font-size:clamp(1.55rem,3vw,2.15rem);margin-bottom:12px}h3{font-size:1.16rem}.sec{padding:66px 0}.sec-soft{background:var(--bg-soft)}.eyebrow{display:inline-block;font-size:.76rem;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--orange-d);margin-bottom:12px}.btn{display:inline-flex;align-items:center;gap:8px;font-weight:600;padding:13px 24px;border-radius:10px;transition:.2s;border:2px solid transparent;cursor:pointer;font-size:.96rem}.btn-primary{background:var(--orange);color:#fff;box-shadow:0 8px 20px #f2652247}.btn-primary:hover{background:var(--orange-d);transform:translateY(-2px)}.btn-ghost{background:transparent;color:#fff;border-color:#fff6}.btn-ghost:hover{border-color:#fff;background:#ffffff14}.cta-row{display:flex;gap:12px;flex-wrap:wrap}.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;position:relative;overflow:hidden}.hero:after{content:"";position:absolute;right:-140px;top:-120px;width:460px;height:460px;background:radial-gradient(circle,rgba(242,101,34,.26),transparent 70%);pointer-events:none}.hero h1{color:#fff;font-size:clamp(1.9rem,4vw,2.85rem);margin-bottom:16px}.hero p{color:#ffffffd1;font-size:1.06rem;max-width:560px;margin-bottom:22px}.hero .eyebrow{color:var(--orange-lt)}.tbl-wrap{overflow-x:auto;margin-top:22px;border-radius:var(--radius);border:1px solid var(--line);box-shadow:var(--shadow)}table.t{width:100%;border-collapse:collapse;min-width:640px;background:#fff}table.t th,table.t td{padding:13px 16px;text-align:left;font-size:.9rem;border-bottom:1px solid var(--line);vertical-align:top}table.t thead th{background:var(--navy);color:#fff;font-weight:600;font-size:.85rem;letter-spacing:.02em;border-bottom:0}table.t tbody th{font-weight:600;color:var(--navy);width:230px}table.t tbody tr:last-child td,table.t tbody tr:last-child th{border-bottom:0}table.t tbody tr:nth-child(2n){background:#fafbfd}.mx-yes{color:var(--ink);font-weight:500}.mx-no{color:#c2ccda;text-align:center;font-weight:700}.faq{max-width:840px;margin:32px auto 0}.qa{border:1px solid var(--line);border-radius:12px;margin-bottom:11px;overflow:hidden;background:#fff}.qa button{width:100%;text-align:left;background:none;border:0;padding:17px 20px;font-size:.98rem;font-weight:600;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px}.qa button .plus{color:var(--orange);font-size:1.4rem;flex:none;transition:.2s}.qa button[aria-expanded=true] .plus{transform:rotate(45deg)}.qa .ans{max-height:0;overflow:hidden;transition:max-height .3s ease}.qa .ans p{padding:0 20px 18px;color:var(--muted);font-size:.93rem}.ctaband{background:linear-gradient(135deg,var(--orange) 0%,var(--orange-d) 100%);color:#fff;text-align:center;border-radius:22px;padding:50px 26px;box-shadow:var(--shadow-lg)}.ctaband h2{color:#fff;margin-bottom:10px}.ctaband p{color:#ffffffeb;max-width:580px;margin:0 auto 24px}.ctaband .cta-row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}.ctaband .btn-primary{background:#fff;color:var(--orange-d);box-shadow:0 8px 20px #00000026}.ctaband .btn-primary:hover{background:#fff5ef}.ctaband .btn-ghost{border-color:#fff9}.xlinks{margin-top:8px}.xlinks h3{font-size:1.05rem;color:var(--navy);margin-bottom:12px}.xgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}@media (max-width:720px){.xgrid{grid-template-columns:1fr}}.xcard{display:block;background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px}.xcard:hover{border-color:var(--orange)}.xcard strong{display:block;color:var(--navy);font-size:.9rem}.xcard span{font-size:.8rem;color:var(--muted)}@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}